Budget & ROI

Plan the money: a project budget allocator by percentage, a contingency planner, a renovation ROI / cost-vs-value recoup ratio on your figures, and a home-improvement loan monthly payment & affordability tool. The ROI and loan tools are illustrative math, not financial advice.

Planning estimate: this is a planning estimate from the numbers you enter and standard reference quantities — not a bid or a contract. Get itemized written quotes from licensed contractors and confirm measurements before you commit.

Illustrative math, not advice: This is illustrative math on the figures you enter — not financial advice and not a loan offer. Rates, terms and your eligibility vary; talk to a qualified professional. Resale value added by a renovation is never guaranteed and depends on your local market.

Budget Allocator by %Split a renovation budget across kitchen, bath, flooring, labor and other by percentage. Adjust the typical planning splits and enter your own total.Contingency PlannerAdd a contingency buffer to your renovation subtotal. Pick 10, 15 or 20 percent and see the buffer dollars and the total you should actually budget.Renovation ROI / RecoupTurn the value a renovation adds and what it costs into a recoup percentage. Enter both figures for a cost-vs-value ratio — resale value is never guaranteed.Loan Payment & AffordabilityEstimate the monthly payment on a home improvement loan from your amount, APR and term, and check it against your budget. Illustrative math, not a loan offer.

Every Budget & ROI tool is calculated server-side — visible immediately — with its formula, a worked example and a reference table, and works on the prices you enter. Background reading is in the guides.